1. Introduction

Welcome to Loan Calculator (loancalculator.com). We value your privacy and are committed to protecting any personal information you share with us. This Privacy Policy details how we collect, process, and safeguard your data when using our free online loan prepayment calculator tools.

2. Client-Side Processing Mandate

Zero Server-Side Storage: Every calculation you perform on Loan Calculator is executed entirely client-side inside your own web browser using local JavaScript engine compilation. We do not store, save, transmit, or review the financial figures you input (such as your loan amount, interest rate, tenure, or prepayment amounts) on our servers.

3. Information We Collect

While we do not collect your financial data, we may collect basic non-identifiable technical data to maintain our service quality:

Usage Logs: Information regarding page views, visit duration, referrer paths, and core browser configurations.
Device Details: Anonymized screen resolution, operating system, and browser version details.
Localization Preferences: We read browser language settings to automatically select the most suitable translation layout for you.

4. Cookies and Tracking

We use minimal cookies and local browser storage to keep track of user preferences, such as your chosen color mode setting (Light/Dark theme toggle) and language selections. No marketing tracker pixels or personalized advertising cookies are deployed on our application interfaces.

5. Third-Party Integrations

We may use open-source content delivery networks (CDNs) or lightweight tracking tools to measure server performance and load speeds. These third parties only receive general browser-level telemetry and do not have access to any calculation criteria.

6. Changes to this Policy

We may update our Privacy Policy from time to time to align with new legal requirements or system changes. Any revisions will be reflected on this page with an updated "Last Updated" timestamp at the top of the file.

7. Contact Information

For any questions or clarification regarding your data security and our client-side operations, please reach out to us via our contact portal or by emailing: privacy@loancalculator.com.