1. Acceptance of Terms

By accessing or using the Loan Calculator website (loancalculator.com) and any associated calculations, templates, or page layouts, you agree to comply with and be bound by these Terms & Conditions. If you do not agree to these terms, please do not use this site.

2. Disclaimer of Financial Advice

Educational Estimates Only: The calculations, projections, interest rates, and loan structures shown on Loan Calculator are mathematical approximations and estimates for educational and illustrative purposes. They do not constitute formal financial, investment, accounting, or legal advice. You should consult a qualified financial advisor or bank representative before finalizing any prepayment decisions.

3. Permitted Usage

You are granted a non-exclusive, non-transferable, revocable license to access and use Loan Calculator for personal, non-commercial financial planning. You must not:

Decompile, reverse-engineer, or scrape calculations or components of the website.
Use the site in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the service.
Redistribute or republish the proprietary layout or source scripts without explicit written permission.

4. Accuracy of Calculations

While we strive to maintain high mathematical accuracy in our amortisation schedules and prepayment algorithms, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or correctness of the figures generated. Banks and lenders calculate fees, interest, and taxes under various bespoke guidelines that might differ from our general calculations.

5. Limitation of Liability

In no event shall Loan Calculator, its creators, or contributors be held liable for any loss, damage, or financial liability resulting directly or indirectly from the use of, or reliance on, information generated by this website.

6. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of India, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Bangalore, Karnataka.

7. Contact Inquiries

If you have any questions or feedback regarding these terms of use, please feel free to reach out to us using our contact form or via email: terms@loancalculator.com.